Old Merlot
Insurance Agency
Let's talk business. Your business.
💼 How Much Do We Love Aflac?
Let us count the ways…
1️⃣ Recruitment & Retention — The Class Act Advantage
In a sea of sameness, benefits make you stand out. Aflac helps you attract and keep top-tier talent, giving your business the kind of polish others only dream about. After all, 60% of employees would trade a bigger paycheck for better benefits — and you’ll be the one offering them.
2️⃣ Filling the Gaps with Grace
Major medical covers the basics. Aflac steps in where the fine print leaves off — paying cash directly to your employees for deductibles, copays, and everyday expenses. Real help, right when it’s needed most.
3️⃣ Tax Benefits that Toast Both Sides
A Section 125 plan lets premiums be paid pre-tax, saving employers on payroll taxes and reducing taxable income for employees. That’s what we call a win-win worthy of an Old Merlot toast.🍷
4️⃣ No Cost to You — Big Value for Them
Most Aflac plans are employee-paid, so you can enrich your benefits package without spending a dime of company funds. More goodwill, zero strain on the bottom line.
5️⃣ A Safety Net When Life Trips You Up
When accidents, illness, or hospital stays come calling, Aflac delivers cash fast — helping cover recovery costs, bills, and, most importantly, peace of mind.
6️⃣ Less Stress. More Success.
Money worries are a major distraction. Aflac’s protection helps employees feel secure, lifting morale, focus, and productivity across the boardroom and beyond.
7️⃣ Effortless Enrollment — Tailored Like a Fine Suit
From setup to selection, Aflac makes benefits integration smooth and stylish. Customizable, flexible, and refreshingly simple — a true reflection of Old Merlot’s timeless touch.
Aflac: Classic protection with modern polish.🦆
A Friendly Note from Old Merlot Insurance Agency
Can Aflac Be Offered Without Major Medical?
Yes. While Aflac is designed to supplement major medical insurance, many businesses choose to offer Aflac as a standalone option—especially when traditional health coverage isn't feasible. It gives employees access to affordable, cash-based benefits for life’s unexpected events, and it shows you care, even if full medical coverage isn’t on the table.
With that said, this isn’t your granddaddy’s health plan—and it’s not trying to be. Aflac is here to ride shotgun alongside your regular coverage, putting fast cash in your pocket when life throws a curveball.
But don’t let the duck fool you—this plan doesn’t replace major medical insurance and does not meet the requirements of the Affordable Care Act as minimum essential coverage. It’s supplemental, limited in scope, and proudly upfront about what it does (and doesn’t) do.
Read your policy. Ask questions. Stay classy, and stay covered.